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Is it wise for your parents to buy long-term care insurance?

Due to longer life expectancies, more people these days are considering whether they should purchase long-term care insurance. If your aging parents are very wealthy, they do not need to buy this kind of protection, and if they are on the opposite end of the income scale, they will probably find it unaffordable. For those in between, long-term care may be an option. However, in making helping your parents make a decision, there are certain pitfalls you should be aware of as well as some alternatives that may prove to be a better fit.