It is fairly common for New York families to have at least one adult child who is not good with handling his or her money. In that situation, the parent might worry about leaving the child a large sum of money under a will.
It is reasonable for a parent to worry about leaving large sums to children who do not handle money well. It can also be difficult for people who do manage their money well to handle suddenly receiving a large bequest. Parents who are concerned can set up their estates to pass in such a way that their children will have help with managing their inheritances.